There will be a fellowship dinner this Sabbath in the commons. Visitors are welcome!
How to Survive the Coming Economic Crisis
He Is Risen–Breaking the Chains of Financial Bondage
Speaker
Dwight K. NelsonDwight Nelson served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University from 1983 to 2023. During his time at Pioneer he spoke on the “New Perceptions” telecast, taught at the theological seminary and has written books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.
Offering
Saturday, April 20, 2019
Program:
Praise
Christ Is Risen • Because He Lives • Worthy Is the Lamb/Agnus Dei
Prayer
Rodlie Ortiz
Children’s Story
On an American Spiritual [WereYou There?] • David Holsinger
Worship in Music
Wondrous Love • Donald Grantham
Processional of Hope
Dwight & Karen Nelson
Hymn of Hope
Christ the Lord Is Risen Today • 166
Homily
"He Is Risen: Breaking the Chains of Financial Bondage"
Dwight K. Nelson
Commitment Card, Tithes & Offerings
He Lives • 251
More In This Series
"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"
www.newperceptions.tv
» The Story
• Luke 24:1-8
» The Stats
• At the end of last year million Americans had a credit card(s).
• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.
• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.
• According to a NerdWallet study, the average American household has more than $ in credit card debt.
• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).
• Total student debt now exceeds $ .
• Thus % of Americans live from paycheck to paycheck.
• More than have less than $1000 reserved for emergency purposes.
• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.
• www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)
» The Scripture
• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)
• Isaiah 53:6—"And the LORD has laid on Him the of us all."
• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."
• He died a Debtor, so that we might live free.
• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."
» The Steps
• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)
• #1—Perform what Dave Ramsey calls a " ."
• www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.
• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)
• #2—Always pay more than the .
• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.
• #4—Reduce the rate.
• #5—Beware of debt settlement companies.
• #6— to somebody.
• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)
• National Foundation for Credit Counseling (800-388-2227)
• #7—When you make God . . . He will make it .
• Malachi 3:10-12
Make God First
Fellowship Dinner
Pioneer Commons
Offering for February 14, 2026
Adventist Television Ministries Evangelism
The Bible records different methods of spreading the gospel, and in today’s society, media plays a vital role in fulfilling that mission. For many years, the North American Division has partnered with life-changing ministries such as It Is Written, Voice of Prophecy, Breath of Life, Faith for Today, La Voz de la Esperanza, Jesus 101, and LifeTalk Radio. These ministries cast the net far and wide, reaching people who might never set foot in a church. Many of the souls they touch become interested leads for local churches to nurture and bring to Christ.
Jesus illustrated this principle in Matthew 13:47-48 (NIV), “The kingdom of heaven is like a net that was let down into the lake and caught all kinds of fish. When it was full, the fishermen pulled it up on the shore.” Adventist Television Ministries are modern-day fishers of men, casting the gospel net into cities, homes, and even the “concrete jungles” where traditional methods may not reach. Ellen White emphasized this work over a century ago, “Again and again I am instructed to present to our churches the work that should be done in our large cities. There is a great work to be done, not only where we have churches already established, but also in places where the truth has never been fully presented.” (Evangelism, p. 32). Brothers and sisters, we are all called to be fishers of men. Today, through our offerings, we can support Adventist Television Ministries as they continue to spread God’s message of salvation. Let’s give generously.
—North American Division Stewardship Ministries
Young Adult Mission Trip in Peru!
Maranatha Volunteers International invites young adults, ages 18-28, to join Catalyst, a service experience for their age group. Build a church for the Calapuja Adventist Church, operate medical clinics, and lead VBS programs. Learn more at Maranatha.org/volunteer or call 916-774-7700.
Andrews Symphony Fundraising Concert
Thursday February 19 at 7:30 PM, the AUSO will be giving a free performance of movie soundtracks and broadway tunes to raise funds for their music tour to California this coming March. This short performance is kid's friendly and promises to be an exceptional evening of great music. Bring your cellphone!
Academy Day March 3
All eighth-grade students are invited to attend Academy Day on Tuesday, March 3, 2026. Come and see the exciting programs Andrews Academy offers and experience one day with us. While there, you will worship together, go to several classes, and participate in some games and activities. Lunch will be served, and T-shirts and prizes will be given. Registration begins in the gym at 7:30 AM, the full day of activities will begin at 8:00 am and will conclude by 3:15 PM. Call 269-471-3138 to RSVP or with any questions you may have. (Eighth graders in NAS, RMES, VAES, and Eau Claire SDA schools are already preregistered). Drop off/pick up is either in the circle drive or in the parking lot (8833 Garland Ave, Berrien Springs).
With This in Mind...
At some point, we all worry about the future because we want answers and a sense of control. Yet the future is beyond our control, which can lead to anxiety and a loss of peace. Occasional anxiety is normal, but persistent fear of the unknown can disrupt daily life. Because anxiety develops through complex neuropsychological processes, patience and compassion are essential. If you find yourself being anxious, keep in mind this gentle invitation for the Omniscient One, “Be anxious for nothing…let your requests be made known to God…” (Phil. 4:6–7). He promises peace.
Ruth Murdoch Elementary School Visitor's Day
Students who will be in the first through eighth grades next school year are invited to visit Ruth Murdoch Elementary School on March 3. Make friends, meet teachers and have fun! Grades 1–6: 8:15–11:30 AM; Grades 7–8: 8:15 AM–3:30 PM. Parents, please call 269-471-3225 to register. (A special Kindergarten Visitors' Day is being planned for April 8).
Happy Birthday Merille Weithers
The flowers this week are in honor of Merille Weithers' 90th birthday. He's celebrating today with his children Debbie, Ted, David and Mimi, along with 4 of his 5 grandkids Simone, Dee & his wife Kailey, Caleb and Joshua. We're giving thanks to God for Merille's 90 years of life and the blessings of family, health, provision, grace and love.
AUSO Young Artists Concert
The Andrews University Symphony Orchestra is presenting its annual Young Artist Competition concert featuring this year Jonathan Clough, tenor, and Aiko Ayla, piano, as well as violinists Nikolaz Feliciano and Claire Yang. Join us on this unique evening of virtuosity and elegance, and enjoy the music of Clara Schumann, W. A. Mozart, Beethoven, Mendelssohn, Donizetti, and Tchaikovsky. This concert is free, but patrons will have the opportunity to support the students of the Symphony Orchestra as they are currently raising funds for their music tour to California in March.
New DivorceCare group starting 2/4/26
If you are experiencing the realities that come with divorce or separation and are looking for a safe place to process it all and find a caring community that understands what you are going through, please join us Weds evenings from 6 to 8 PM in the boardroom. You can sign up on divorcecare.org or on at pmchurch.org in the Grow Groups section under Pioneer Life.