How to Survive the Coming Economic Crisis

He Is Risen–Breaking the Chains of Financial Bondage

Speaker

Dwight K. Nelson

Dwight Nelson served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University from 1983 to 2023. During his time at Pioneer he spoke on the “New Perceptions” telecast, taught at the theological seminary and has written books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.

Offering

Saturday, April 20, 2019
Program: 
Praise
Christ Is Risen • Because He Lives • Worthy Is the Lamb/Agnus Dei
Prayer
Rodlie Ortiz
Children’s Story
On an American Spiritual [WereYou There?] • David Holsinger
Worship in Music
Wondrous Love • Donald Grantham
Processional of Hope
Dwight & Karen Nelson
Hymn of Hope
Christ the Lord Is Risen Today • 166
Homily
"He Is Risen: Breaking the Chains of Financial Bondage"
Dwight K. Nelson
Commitment Card, Tithes & Offerings
He Lives • 251

More In This Series

"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"

www.newperceptions.tv

» The Story

• Luke 24:1-8

» The Stats

• At the end of last year million Americans had a credit card(s).

• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.

• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.

• According to a NerdWallet study, the average American household has more than $ in credit card debt.

• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).

• Total student debt now exceeds $ .

• Thus % of Americans live from paycheck to paycheck.

• More than have less than $1000 reserved for emergency purposes.

• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.

www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)

» The Scripture

• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)

• Isaiah 53:6—"And the LORD has laid on Him the of us all."

• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."

• He died a Debtor, so that we might live free.

• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."

» The Steps

• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)

• #1—Perform what Dave Ramsey calls a " ."

www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.

• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)

• #2—Always pay more than the .

• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.

• #4—Reduce the rate.

• #5—Beware of debt settlement companies.

• #6— to somebody.

• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)

• National Foundation for Credit Counseling (800-388-2227)

• #7—When you make God . . . He will make it .

• Malachi 3:10-12

Make God First

Offering for May 9, 2026

Disaster and Famine Relief (GC and NAD)

Imagine being trapped on the second story of your home, with rising floodwaters at your chin, after being told that no rescue boats were in your area. That was the terrifying reality for a couple in Tennessee after a devastating hurricane. They were saying their goodbyes to each other, believing their time had come, when an unexpected rescue boat called out to them, offering them a lifeline! Later, this couple arrived at an Adventist Disaster Response distribution site seeking emergency supplies.

They shared their story with volunteers, expressing their gratitude and calling the help they received a miracle. Along with the food and supplies, ACS volunteers prayed with them and encouraged them on their journey of faith.

When crisis strikes, Adventist Disaster Response teams serve communities across the United States—providing practical aid and spiritual care after hurricanes, tornadoes, wildfires, floods, and even mass shootings. In moments of devastation, our volunteers stand beside survivors, reminding them they are not alone.

Psalm 34:18 reminds us, “The Lord is close to the brokenhearted and saves those who are crushed in spirit” (NIV). When disaster strikes, we have the opportunity to reflect God's love by standing with those who are hurting. Let your neighbors know they are not alone in their time of need. Give today through your local church offering or at www.communityservices.org and bring relief, comfort, and Christ's love to your neighbors. Stand by your neighbors today through your gift. Your offering makes a difference. Together, we can be the hands and feet of Jesus.

North American Division Stewardship Ministries

ZOOM IN! Summer Camp 2026

 ZOOM IN! to God’s Amazing World at The Crayon Box Summer Camp, running June 1–August 20, 2026. Children entering Kindergarten through age 12 will enjoy a summer filled with nature, science, creativity, teamwork, and play as they explore how God’s hand is at work all around them. Each themed week encourages campers to notice the small wonders, big ideas, and amazing details of God’s creation. Located on the beautiful campus of Andrews University, The Crayon Box offers a safe, joyful, faith-centered place for children to spend their summer vacation with on-campus adventures, campus field trips, and visits from zoo and wildlife educators. Enrollment is open now at andrews.edu/services/crayonbox/summercamp. Space is limited. Forms are due May 18, 2026.