If you would like to honor the memory of someone who has passed away since last Easter, you are invited to bring a spring flower to place at the foot of the cross during the Processional of Hope at either service this coming Sabbath, April 19, 2025.
How to Survive the Coming Economic Crisis
He Is Risen–Breaking the Chains of Financial Bondage
Speaker
Dwight K. NelsonDwight Nelson served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University from 1983 to 2023. During his time at Pioneer he spoke on the “New Perceptions” telecast, taught at the theological seminary and has written books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.
Offering
Saturday, April 20, 2019
Program:
Praise
Christ Is Risen • Because He Lives • Worthy Is the Lamb/Agnus Dei
Prayer
Rodlie Ortiz
Children’s Story
On an American Spiritual [WereYou There?] • David Holsinger
Worship in Music
Wondrous Love • Donald Grantham
Processional of Hope
Dwight & Karen Nelson
Hymn of Hope
Christ the Lord Is Risen Today • 166
Homily
"He Is Risen: Breaking the Chains of Financial Bondage"
Dwight K. Nelson
Commitment Card, Tithes & Offerings
He Lives • 251
More In This Series
"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"
www.newperceptions.tv
» The Story
• Luke 24:1-8
» The Stats
• At the end of last year million Americans had a credit card(s).
• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.
• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.
• According to a NerdWallet study, the average American household has more than $ in credit card debt.
• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).
• Total student debt now exceeds $ .
• Thus % of Americans live from paycheck to paycheck.
• More than have less than $1000 reserved for emergency purposes.
• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.
• www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)
» The Scripture
• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)
• Isaiah 53:6—"And the LORD has laid on Him the of us all."
• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."
• He died a Debtor, so that we might live free.
• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."
» The Steps
• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)
• #1—Perform what Dave Ramsey calls a " ."
• www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.
• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)
• #2—Always pay more than the .
• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.
• #4—Reduce the rate.
• #5—Beware of debt settlement companies.
• #6— to somebody.
• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)
• National Foundation for Credit Counseling (800-388-2227)
• #7—When you make God . . . He will make it .
• Malachi 3:10-12
Make God First
In Memory With Hope
Offering for April 19, 2025
Pioneer Operating Budget
Charles Schwab, Bank of America, and Fidelity are among many financial institutions that provide financial advisers to help people invest their money to prepare for retirement. Christ gave solid investment advice, “Do not lay up for yourselves treasures on earth, where moth and rust destroy and where thieves break in and steal; but lay up for yourselves treasures in heaven, where neither moth nor rust destroys and where thieves do not break in and steal, for where your treasure is, there your heart will be also” (Matthew 6:19-21 NKJV).
In other words, invest your treasures in the kingdom of heaven. God has a simple plan in place to finance His kingdom work here on earth. It’s so simple. First, He blesses His children, and then they return faithfully the tithe and freewill offerings. That’s it. As there are greater needs in growing God’s kingdom, He increases the blessings He gives to His children. So, the more faithfully we return, the more He gives. This is the divine partnership God wants His people to understand. There is no other plan, no substitute, no alternate. An all-wise God knew the right plan from the beginning. His investment system is fail-proof. Do you want to see God do a miracle? Let’s invest in Kingdom work and watch Him work His wonders.
—North American Division Stewardship Ministries
K-ANTHONY and Friends
Join us for a free vespers concert at the Howard Performing Arts Center lobby on April 25, 2025. K-Anthony and Friends will engage us in an awesome evening of worship and vibing.
Howard Series Presents: Carla Trynchuk & Elena Braslavsky in Concert
Violinist Carla Trynchuk and pianist Elena Braslavsky will be performing a recital including works by Bach, Brahms, and the Ukrainian composer Silvestrov. Trynchuk, faculty at Andrews University, has performed internationally as soloist and recitalist in more than 15 countries. Braslavsky, formerly a faculty member at The Juilliard School and the Mannes School of Music, currently serves on the piano faculty of the Mozarteum University of Salzburg. Trynchuk and Braslavsky were classmates together at The Juilliard School. Please visit us at our website howard.andrews.edu to purchase your concert tickets.
Best Buddies Friendship Walk
Best buddies is a worldwide organization that fosters relationships between individuals with intellectual and developmental disabilities with others in the community. This April there will be a friendship walk on the Andrews campus. This will help us raise money for the organization, which then helps other chapters to be opened in new schools as well as programs in schools, workplaces, and communities. If you are interested in joining us for the walk you can sign up, and if you can not join us on April 27 you can still donate. All donations are welcome and appreciated.
Memorial Service for Bruce Wrenn
The Memorial Service for Bruce Wrenn will be on Sabbath, April 26 at 5 PM at Pioneer Memorial Church. Visitation with the family will be in the Narthex from 4-5 PM.
Music Camp at Pioneer!
The Institute of Young Musicians for Christ is excited to be having a music camp at Pioneer Memorial Church! At our music camps young people ages 6-17 are offered an immersive, week-long musical experience. Our quality musical training—combined with fun, friends, and faith-building encounters— provides a truly incredible opportunity. The camp offers tracks for children 6-12 with or without musical experience and a track for teenagers with significant musical experience. To learn more and register, visit iymcsda.org/michigan. We hope to see you there!
Request to Sabbath School Class Teacher/Coordinator
If you are a teacher/coordinator of a Sabbath School class that meets outside the PMC sanctuary, you are requested to inform your name, location and meeting time. This information will help to create a master list to assist visitors and members. Please mail your response to Melchizedek Ponniah, melponniah@gmail.com.
Easter Devotionals
Pioneer Women's Ministries invites you to join us for 10 days of devotionals leading up to Easter (April 11-20). Together, we will consider what various individuals present at Christ's arrest, trial, and crucifixion might have thought and experienced. If you would like to receive daily text teasers and emails with the full devotional insights, please text the word "CROSS" to 269.281.2345.
Lamson Hall Upgrades with Maranatha
From May 11–June 8, 2025, Maranatha Volunteers International will be working at Andrews University to update the Lamson Hall residential rooms and suite bathrooms. Please consider volunteering and letting your family and friends know of this opportunity. All individuals (including local) should sign up at the Maranatha website: https://maranatha.org/volunteer-opportunities/.