How to Survive the Coming Economic Crisis

How to Survive Your Own Financial Crisis

Speaker

Dwight K. Nelson

Dwight Nelson served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University from 1983 to 2023. During his time at Pioneer he spoke on the “New Perceptions” telecast, taught at the theological seminary and has written books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.

Offering

Saturday, March 30, 2019
Program: 
Praise
Hymns of Triumphant Faith: Lead On, O King Eternal • st. 1 & 3 of 619 • The Church Has One Foundation • st. 1-2, 4 of 348 • God of Our Fathers • 645 • Still/I Will Exalt You
Prayer
José Bourget
Baptism
Ayana Jolie Le Blanc with Ben Martin
Introduction of New Youth Pastor
Lindsey Pratt
Children's Story
Eloi, Eloi • Kevin Walczyk
Seth Bussey
Worship in Music
All Creatures of Our God and King • Andrew Boysen, Jr.
Sermon
"How to Survive the Coming Economic Crisis: How to Survive Your Own Financial Crisis"
Dwight K. Nelson
Connect Card, Tithes & Offerings
I'd Rather Have Jesus • 327

"How to Survive the Coming Economic Crisis:
How to Survive Your Own Financial Crisis"

www.newperceptions.tv

»A story of two brothers or sisters

• Luke 10:38-42

• Distraction #1—

• Distraction #2—

• The average adult spends hours online per day.

• The average teen spends hours online per day.

• UC Irvine study discovered it takes us   to get back on track after we’ve been distracted (whether in class or at work).

• Distraction #3—

 

»The WOW numbers

www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...

credit cards are now in circulation in the U.S.

• Consumer debt last year (auto loans, student loans, personal loans, credit cards/not mortgages) hit a new high—just over $  .

•(How much is a trillion dollars? If you spent one dollar per second, in a day you would spend $86,400. Over the course of a year, your spending would come to more than $31.5 million. At that rate of spending, it would take you over               years to spend one trillion dollars.)

• Consumer spending in the U.S. (food, gas, clothing, mortgages, electronics) last year set a new record: $  .

• Joshua Becker, “Becoming Minimalist” blog: “The numbers paint a jarring picture of excessive consumption and unnecessary accumulation. Fortunately, the solution is not difficult. The invitation to own less is an invitation to freedom, intentionality, and passion. And it can be discovered at your nearest drop-off center.” (https://www.becomingminimalist.com/clutter-stats/)

• Dietrich Bonhoeffer: “Earthly gifts are given to be used, not to be . . . . [T]he disciple must receive his portion from God every day. If he stores it up as a permanent possession, he spoils not only the gift, but as well, for he sets his heart on his accumulated wealth, and makes it a barrier between himself and God. Where our treasure is, there is our trust, our security, our consolation and our God.  is idolatry.” (Cost of Discipleship 194)

 

»#1 Life Principle—Make God  .

• Matthew 6:33

• Father Abraham—“Then Abram gave him [the priest Melchizedek] a tenth of everything.” (Genesis 14:20)

• Grandson Jacob—“‘And of all that You give me I will give You a tenth.’” (Genesis 28:22)

• Lord Jesus—“‘This you ought to have done [tithing], without leaving the other undone [loving].’” (Matthew 23:23)

• Malachi 3:10-12, 8-9

• “O God, I make You my C-suite Lord!”

Desire of Ages: “Satan has represented God as selfish and oppressive, as claiming all, and giving nothing, as requiring the service of His creatures for His own glory, and making no sacrifice for their good. But the gift of Christ reveals the Father’s heart. . . . Having undertaken our redemption, He will spare nothing, however dear, which is necessary to the completion of His work. . . . Favor is heaped upon favor, gift upon gift. The  treasury of heaven is open to those He seeks to save. Having collected the riches of the universe, and laid open the resources of infinite power, He gives them all into the hands of Christ, and says, All these are for man. Use these gifts to convince him that there is no love greater than Mine in earth or heaven. His greatest happiness will be found in loving Me.” (57)

 

Make God First

 

Piping Project Update

Dear Church Family, We have much to be thankful for as we near the completion of our piping project. God has blessed us with skilled hands and willing hearts who gave their time and talents to make this project possible. We are deeply grateful to R.W. LaPine, who replaced the piping and completed the work two weeks before the schedule. We also thank Randal Mack of Randy’s Quality Painting, who refreshed the children’s Sabbath School classrooms with his excellent painting work. Matthew Karpinski also deserves our appreciation for reinstalling the ceiling grids. Last but certainly not least, a very special thank you goes to William Colwell, our maintenance manager. William’s leadership, faithfulness, and diligence have been central to seeing this project through. William has been a steady and reliable force throughout the process, from assisting me with coordinating each step of the work to replacing the ceiling tiles and other relevant tasks. If you see him around, please take a moment to thank him personally for his tireless commitment to our church. Where are we now? Most ceiling tiles are in, and while there are other minor tasks, the final major task ahead is the installation of new carpet. We’ve been informed that the carpet is expected sometime in November, bringing us very close to the joyful completion of this entire project. Thank you, church family, for your prayers, encouragement, and support during this time of renewal in our building. We look forward to celebrating once everything is complete!

Howard Center Presents: Reggie & Ladye Love Smith

Reggie and Ladye Love Smith are two of the world’s most sought-after vocalists. They have been performing as part of the award-winning “Gaither Gospel Series” which airs weekly on television networks all over North America and Europe. Reggie is currently a member of the Gaither Vocal Band and Lady is touring with the band as a soloist on their nationwide tours. With unending energy, plus a wealth of talent and a genuinely sweet spirit, this couple makes beautiful music wherever they go. Join us at the Howard Performing Arts Center on November 2, 2025 at 7:00 pm and enjoy an exceptional evening of Christian music. Please go to https://howard.andrews.edu to purchase your tickets or you can drop by the Howard Performing Arts Center on the campus of Andrews University, in person, to purchase your tickets.

Offering for October 4, 2025

Pioneer Operating Budget

My wife and I were committed to teaching our children to be self-reliant from an early age. We encouraged them to master basic tasks such as washing hands and dressing, and to take responsibility for their life choices, including choosing life partners and careers.

However, while cultivating their independence was a priority, we also wanted them to understand the importance of spiritual dependence. In a spiritual sense, the Bible does not promote self reliance.

Instead, it champions the idea of depending on God in all aspects of life. It teaches us that we must learn to trust God completely and surrender our worries and plans to Him. In our pursuit of self-reliance, we often find it difficult to let go and trust God.

We worry about our jobs, our health, our finances, and our future. We fret over things we cannot control, which leaves us anxious and stressed. This anxiety and stress consume our thoughts and energy, diverting us from the time we should be devoting to prayer, worship, and service to others.

We must learn to "Trust in the Lord with all your heart and do not lean on your own understanding; in all your ways acknowledge Him, and He will make your paths straight" (Proverbs 3:5-6, NKJV). This reliance on God is achieved when we place our complete trust in Him, rather than depending on our own wisdom. 

North American Division Stewardship Ministries

Annual Hayride

The Family Life Committee invites our church family to the Annual Hayride at Five Pines Ministries. Come enjoy hayrides through the woods, a bonfire with s'mores, warm food, and even warmer fellowship. Sunday, October 12, 5-7 PM, 6597 Smith Rd in Berrien Center. Join us for this fun, autumn tradition!

With This in Mind...

 Suicide is the third leading cause of death among individuals 15 to 29-year-olds. Sadly, more than 720 000 people die due to suicide every year with 49,000 reported in the USA. According to the World Health Organization, in wealthier countries, suicide is often linked to mental health conditions like depression, alcohol problems, or a history of suicide attempts. Still, many suicides happen suddenly in moments of crisis, when people feel unable to cope with challenges such as money troubles, relationship conflicts, long-term pain, or illness. Suicide is preventable and help is available. Call 988 for assistance if you or someone needs immediate intervention. “May the God of hope fill you with all joy and peace in believing, so that by the power of the Holy Spirit you may abound in hope” (Rom, 15:13).

Pizza and Parables

Pizza & Parables, Where faith meets flavor! Every Wednesday from 6:30–7:30 PM, high school students are invited for pizza, Bible study, and friends. Come hungry for both food and the Word! Meet in the Pioneer Youth Chapel.

Free 4D Ultrasound

The Lake Michigan College Sonography Program at the Benton Harbor campus is offering a free 4D Ultrasound for pregnant volunteers. Appointments are available on Tuesdays in October and November. Volunteers must be between 21 and 35 weeks at time of scan. This free opportunity helps to support the LMC sonography students.

Sign Up
 

Memorial Service for Dr. Russell Staples

A Memorial Service for Dr. Russell Staples, Professor Emeritus and longtime Pioneer member who passed away in April will be held on Sunday, October 5, at 2:00 PM, in the Seminary Chapel.

House of Prayer
Pioneer Earlyteen Loft

Please join us for House of Prayer Wednesday evenings at 7pm in the Earliteen Loft for a time of singing, Bible study and prayer.

Grow Groups are Ready to Join

Small groups for PMC, known as Grow Groups, are now beginning for the fall semester. Please text "JOIN" to 269-281-2345 to view the groups and choose one or more that interests you. If would would like to lead your own group, text "LEAD" to the same number, and complete and submit the form.

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