COVID-19 UPDATES  —  

Pioneer now welcomes worshipers to its 9:00 AM and 11:45 AM services. Both services will continue to be available livestreamed on our website and Facebook Live. Sabbath Schools remain meeting digitally or in smaller off-site groups. For details regarding prevention measures in place and the COVID-19 Pioneer response click here.

 
Thursday, July 30, 2020 - 22:38

How to Survive the Coming Economic Crisis

He Is Risen–Breaking the Chains of Financial Bondage

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Speaker

Dwight K. Nelson

Since 1983, Dwight Nelson has served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University. He preaches on the “New Perceptions” telecast, teaches at the theological seminary and has written some books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.

Offering

Saturday, April 20, 2019
Program: 
Praise
Christ Is Risen • Because He Lives • Worthy Is the Lamb/Agnus Dei
Prayer
Rodlie Ortiz
Children’s Story
On an American Spiritual [WereYou There?] • David Holsinger
Worship in Music
Wondrous Love • Donald Grantham
Processional of Hope
Dwight & Karen Nelson
Hymn of Hope
Christ the Lord Is Risen Today • 166
Homily
"He Is Risen: Breaking the Chains of Financial Bondage"
Dwight K. Nelson
Commitment Card, Tithes & Offerings
He Lives • 251

More In This Series

"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"

www.newperceptions.tv

» The Story

• Luke 24:1-8

» The Stats

• At the end of last year million Americans had a credit card(s).

• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.

• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.

• According to a NerdWallet study, the average American household has more than $ in credit card debt.

• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).

• Total student debt now exceeds $ .

• Thus % of Americans live from paycheck to paycheck.

• More than have less than $1000 reserved for emergency purposes.

• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.

www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)

» The Scripture

• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)

• Isaiah 53:6—"And the LORD has laid on Him the of us all."

• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."

• He died a Debtor, so that we might live free.

• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."

» The Steps

• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)

• #1—Perform what Dave Ramsey calls a " ."

www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.

• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)

• #2—Always pay more than the .

• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.

• #4—Reduce the rate.

• #5—Beware of debt settlement companies.

• #6— to somebody.

• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)

• National Foundation for Credit Counseling (800-388-2227)

• #7—When you make God . . . He will make it .

• Malachi 3:10-12

Make God First

(Flyer, TV, Google search, name of person who invited you, etc.)
RMES Cleaning Bee

Parents, teachers, school board, and community members are invited to join us at Ruth Murdoch Elementary School for our Annual Cleaning/Work Bee on August 9. Let's bring the school community together to enhance the RMES campus and ensure a safe, healthy, happy and welcoming learning environment for our students. Your participation will make a huge difference and will be greatly appreciated. Please remember to bring your mast.

August 9, 8:00 AM -  1:00 PM
Location: Ruth Murodch Elementary School

The Least of These

Do you have the heart to serve the "least of these?" One of our Pioneer ministries provides a simple church service to those in the Juvenile Detention Center in Berrien Center. Saturday evenings at 6:00 PM we host an interactive Bible study and sing songs with the young people there. For more information and to get involved contact Rodlie Ortiz at rodlie.ortiz@pmchurch.org or call 269-471-6154.

Sun, Fun, and Faith!

We are inviting all youth to come out to Lake Chapin every Tuesday night from June 30 - August 11 at 6:00 PM to join us for Sun, Fun, and Faith! We will have boating, fun, and worship. Masks are encouraged and attendees are asked to remember social distancing. The Youth Department is asking for anyone with a boat who can bring it to out to Lake Chapin on Tuesday nights to contact Brooke Scott at 269-932-5783 via text or call.

Love on the Move

Over the summer and fall of 2019 Pioneer underwent significant physical renovation—including a new roof and a major Sanctuary makeover. During the same time congregation leaders engaged in multiple conversations about our missional renovation—how does a faith community like Pioneer seriously engage and impact the people around us for Christ? From this dialogue emerged a fresh new expression of our Pioneer mission: "Love on the Move."

Learn More