How to Survive the Coming Economic Crisis

He Is Risen–Breaking the Chains of Financial Bondage

Speaker

Dwight K. Nelson

Dwight Nelson served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University from 1983 to 2023. During his time at Pioneer he spoke on the “New Perceptions” telecast, taught at the theological seminary and has written books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.

Offering

Saturday, April 20, 2019
Program: 
Praise
Christ Is Risen • Because He Lives • Worthy Is the Lamb/Agnus Dei
Prayer
Rodlie Ortiz
Children’s Story
On an American Spiritual [WereYou There?] • David Holsinger
Worship in Music
Wondrous Love • Donald Grantham
Processional of Hope
Dwight & Karen Nelson
Hymn of Hope
Christ the Lord Is Risen Today • 166
Homily
"He Is Risen: Breaking the Chains of Financial Bondage"
Dwight K. Nelson
Commitment Card, Tithes & Offerings
He Lives • 251

More In This Series

"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"

www.newperceptions.tv

» The Story

• Luke 24:1-8

» The Stats

• At the end of last year million Americans had a credit card(s).

• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.

• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.

• According to a NerdWallet study, the average American household has more than $ in credit card debt.

• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).

• Total student debt now exceeds $ .

• Thus % of Americans live from paycheck to paycheck.

• More than have less than $1000 reserved for emergency purposes.

• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.

www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)

» The Scripture

• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)

• Isaiah 53:6—"And the LORD has laid on Him the of us all."

• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."

• He died a Debtor, so that we might live free.

• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."

» The Steps

• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)

• #1—Perform what Dave Ramsey calls a " ."

www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.

• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)

• #2—Always pay more than the .

• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.

• #4—Reduce the rate.

• #5—Beware of debt settlement companies.

• #6— to somebody.

• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)

• National Foundation for Credit Counseling (800-388-2227)

• #7—When you make God . . . He will make it .

• Malachi 3:10-12

Make God First

With This in Mind...

 Sleep helps you make new memories! Sleep prepares your brain to learn, then, after learning, it cements your memory and prevents forgetting (Walker, 2017). Be temperate (1 Cor 9:25). Get adequate sleep! Your memory will thank you for it.

Fellowship Dinner
Pioneer Commons

 There will be a fellowship dinner this Sabbath following the second worship service, in the commons on the lower level. Visitors are welcome!

Celebration of Life

You are invited to join in the Celebration of Life for Emilie Oosterwal-Tilstra. The gathering will be Sun, June 1, from 1:00 PM to 3:00 PM at Stark Heritage Chapel in Berrien Springs

Offering for May 31, 2025

Pioneer Operating Budget

When God liberated the Israelites from Egypt, He instructed them to dedicate a tithe of their belongings to the sanctuary's service. This was a distinct contribution designated for a specific purpose. The tithe was reserved for supporting those who served in the sanctuary. It was to be collected from the increase of all growth, and together with gifts and offerings, it furnished resources to sustain the gospel's ministry at that time. Today, God expects from us no less. His blessings to us are not diminished, but rather greater, than they were for the Israelites. His kingdom continues to need funds and resources. The tithe is set aside to those who are directly involved in gospel ministries such as ministers, teachers, missionaries, and Bible workers.

Offerings, on the other hand, are used for the operational cost of the church and various ministries. The great commission to “Go and make disciples” and tell people about the love of God must be carried forward. God has made substantial provision for this task through tithes and offerings. He intends that the gospel ministry IS fully funded. He considers the tithe as His own, and it should always be viewed as a sacred reserve. Today, let’s fulfill the gospel commission to “Go and make disciples” by funding it with the Lord’s money.

North American Division Stewardship Ministries

Iris Bloom Time

 The iris bloom time has started, the sign is out at 8875 Kephart Lane, Berrien Springs, come see and smell the many iris that will be blooming in the next few weeks. Share with your friends.

Something in Common Sabbath School

Something In Common Sabbath School presents The Five Love Languages DVD series.

  • May 31- Love Language Three: Receiving Gifts
  • June 7- Love Language Four: Acts of Service
  • June 14- Love Language Five: Physical Touch
  • June 21- Growing in Love

Everyone is welcome to join us in PMC Room 141 each Sabbath morning from 10:30 - 11:30 AM.

Music Camp at Pioneer!

The Institute of Young Musicians for Christ is excited to be having a music camp at Pioneer Memorial Church! At our music camps young people ages 6-17 are offered an immersive, week-long musical experience. Our quality musical training—combined with fun, friends, and faith-building encounters— provides a truly incredible opportunity. The camp offers tracks for children 6-12 with or without musical experience and a track for teenagers with significant musical experience. To learn more and register, visit iymcsda.org/michigan. We hope to see you there!

Lamson Hall Upgrades with Maranatha

From May 11–June 8, 2025, Maranatha Volunteers International will be working at Andrews University to update the Lamson Hall residential rooms and suite bathrooms. Please consider volunteering and letting your family and friends know of this opportunity. All individuals (including local) should sign up at the Maranatha website: https://maranatha.org/volunteer-opportunities/.