How to Survive the Coming Economic Crisis

He Is Risen–Breaking the Chains of Financial Bondage

Speaker

Dwight K. Nelson

Dwight Nelson served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University from 1983 to 2023. During his time at Pioneer he spoke on the “New Perceptions” telecast, taught at the theological seminary and has written books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.

Offering

Saturday, April 20, 2019
Program: 
Praise
Christ Is Risen • Because He Lives • Worthy Is the Lamb/Agnus Dei
Prayer
Rodlie Ortiz
Children’s Story
On an American Spiritual [WereYou There?] • David Holsinger
Worship in Music
Wondrous Love • Donald Grantham
Processional of Hope
Dwight & Karen Nelson
Hymn of Hope
Christ the Lord Is Risen Today • 166
Homily
"He Is Risen: Breaking the Chains of Financial Bondage"
Dwight K. Nelson
Commitment Card, Tithes & Offerings
He Lives • 251

More In This Series

"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"

www.newperceptions.tv

» The Story

• Luke 24:1-8

» The Stats

• At the end of last year million Americans had a credit card(s).

• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.

• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.

• According to a NerdWallet study, the average American household has more than $ in credit card debt.

• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).

• Total student debt now exceeds $ .

• Thus % of Americans live from paycheck to paycheck.

• More than have less than $1000 reserved for emergency purposes.

• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.

www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)

» The Scripture

• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)

• Isaiah 53:6—"And the LORD has laid on Him the of us all."

• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."

• He died a Debtor, so that we might live free.

• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."

» The Steps

• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)

• #1—Perform what Dave Ramsey calls a " ."

www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.

• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)

• #2—Always pay more than the .

• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.

• #4—Reduce the rate.

• #5—Beware of debt settlement companies.

• #6— to somebody.

• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)

• National Foundation for Credit Counseling (800-388-2227)

• #7—When you make God . . . He will make it .

• Malachi 3:10-12

Make God First

Help Us Welcome New Students

Many new faces will soon join us as they begin their academic journey at Andrews University. We are preparing to welcome them with our traditional Welcome Picnic on Sabbath, August 23. You can support Belong by signing up to be a table host, preparing food, becoming a general volunteer—or all of the above! Text the word “PICNIC” to 269-281-2345

Primary & Junior Sabbath School Relocations

As we begin essential pipe and HVAC renovations in the Primary and Junior Sabbath School (SS) wings, we want to thank you in advance for your patience and flexibility. To ensure all our children and young people continue to have a meaningful Sabbath School experience, several classes will be temporarily relocated beginning Sabbath, July 5, 2025:

New Sabbath School Locations During Renovations Kindergarten 5 & 6 Sabbath School will now include Grade 1 children until the Primary Grade 1 room is ready. Primary Grades 2 & 3 will meet together in the Kindergarten room used by the Something in Common class. Junior Grades 4 & 5 will meet together in the center section of the Commons. Junior Grade 6 will meet in the sanctuary end of the Commons. Young Adults Sabbath School will meet in the Youth Chapel end of the Commons. Something in Common will meet in the Board Room.

Facilities Use During Construction During renovation months, the Commons and kitchen, Primary and Junior SS rooms will be unavailable for reservations, and the central hallway will be closed under the Sanctuary. We are grateful for your continued prayers, understanding, and support during this important project. Your generosity is helping provide a safe and comfortable environment for all ages to worship and grow in faith. 

District Nine Family Camp

Register soon for an uplifting and spirit-filled weekend at Camp Au Sable. The annual District Nine Family Camp is Labor Day weekend, August 29 - September 1, 2025. For the first time this year, registration will be available online at www.midistrictnine.com,  beginning July 20, at 10:00 AM through August 17, at 12:00 PM.

Offering for July 19, 2025

Pioneer Operating Budget

Someone came to their pastor and complained, “Pastor, we can’t afford to give our tithes and offerings. We’re just barely making it from week to week. I wish we just had extra money to give, but we don’t.”

When finances are tight, it requires more faith to return your tithes and offerings. Some will rationalize, “God really does not need my funds.” That’s true, our God is wealthy. But it is especially important to remember that when funds are tight, that is when it is critical that you return your tithe and offerings. We can’t expect to steal from God and be blessed. We all need God’s blessings.

Tough times force us to demonstrate our faith that God as our Partner will come through to provide even when it seems impossible. This is His part of the covenant. Trust in the Lord that He will provide as He promised.

"The more we bring to God's treasure house, the more we shall have to bring; for He will open ways before us, increasing our substance"(Our High Calling, p. 197).

Millions of Christians have put their faith into action with God. Not once has He failed to make it possible. Let’s live in faith so that God can bless us beyond our wildest imagination!

North American Division Stewardship Ministries

God's Hands 4 Kids

 "Love on the Move" is more than just a slogan. It is a way of life. It is at least for God's Hands 4 Kids. We work closely with Berrien County Department of Health and Human Services as well as other area agencies. We extend our caring to other counties as well. There are many ways you as a caring person can make a difference in our community. Today I will suggest two ways you can make that difference. You can do respite, take care of foster kid(s) for a few hours or a few days. No foster license required. Or you could offer to drive someone to an appointment. For more information email Godshands4kids@gmail.com

Hymnsing at The Old Rugged Cross Church

 You are invited to a hymn sing on July 19 from 4:00 to 5:30 PM at The Old Rugged Cross Church, 61041 Vermont St., Pokagon, MI 49047. Please bring your Seventh-day Adventist Hymnal. A freewill offering will help support the church. For more information, please contact Melchizedek Ponniah at 269-876-7476 or melponniah@gmail.com.

Looking for a Prayer Group to Join?

Join us for the Midweek House of Prayer, held online every Wednesday morning from 7:00 to 8:00 AM. We are currently studying the Gospel of Mark. Come and see how your contributions can benefit everyone in the group! The Zoom link is https://andrews.zoom.us/j/9889172131.

Fellowship Dinner
Pioneer Commons

 There will not be a fellowship dinner during the months of July and August, 2025.