How to Survive the Coming Economic Crisis

He Is Risen–Breaking the Chains of Financial Bondage

Speaker

Dwight K. Nelson

Since 1983, Dwight Nelson has served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University. He preaches on the “New Perceptions” telecast, teaches at the theological seminary and has written some books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.

Offering

Saturday, April 20, 2019
Program: 
Praise
Christ Is Risen • Because He Lives • Worthy Is the Lamb/Agnus Dei
Prayer
Rodlie Ortiz
Children’s Story
On an American Spiritual [WereYou There?] • David Holsinger
Worship in Music
Wondrous Love • Donald Grantham
Processional of Hope
Dwight & Karen Nelson
Hymn of Hope
Christ the Lord Is Risen Today • 166
Homily
"He Is Risen: Breaking the Chains of Financial Bondage"
Dwight K. Nelson
Commitment Card, Tithes & Offerings
He Lives • 251

More In This Series

"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"

www.newperceptions.tv

» The Story

• Luke 24:1-8

» The Stats

• At the end of last year million Americans had a credit card(s).

• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.

• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.

• According to a NerdWallet study, the average American household has more than $ in credit card debt.

• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).

• Total student debt now exceeds $ .

• Thus % of Americans live from paycheck to paycheck.

• More than have less than $1000 reserved for emergency purposes.

• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.

www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)

» The Scripture

• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)

• Isaiah 53:6—"And the LORD has laid on Him the of us all."

• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."

• He died a Debtor, so that we might live free.

• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."

» The Steps

• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)

• #1—Perform what Dave Ramsey calls a " ."

www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.

• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)

• #2—Always pay more than the .

• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.

• #4—Reduce the rate.

• #5—Beware of debt settlement companies.

• #6— to somebody.

• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)

• National Foundation for Credit Counseling (800-388-2227)

• #7—When you make God . . . He will make it .

• Malachi 3:10-12

Make God First

(Flyer, TV, Google search, name of person who invited you, etc.)
Offering for April 20, 2024

Pioneer Operating Budget

Smells can bring a flood of memories to your brain.

A special family recipe can spark a whole host of thoughts and emotions as it passes through your home if someone is making a meal. There are recipes that my mother and my grandmother have made, that still bring me joy when we get together and they are cooked for the family. One thing I am still mastering is the art of making good bread. I love the smell of fresh-baked, homemade bread, and it is always something that I look forward to making.

What has brought even more joy is involving my children in the baking process, when it is possible. Baking and cooking are skills that can be taught and learned. Similarly, our church has a rich heritage of passing along the lessons we know in order to build up the next generation.

The Bible encourages teaching and sharing what we know! “And the things you have heard me say in the presence of many witnesses entrust to reliable people who will also be qualified to teach others” (2 Timothy 2:2, NIV).

Ministries such as Sabbath School classes help us connect and better know the “recipe” for a better life in Christ, and how to practically live out our Christianity outside of these church walls. Today’s offering is for our local church budget, which supports ministries such as Sabbath school. 

North American Division Stewardship Ministries

Introduction to Trauma Aware Workshop

You are invited to a special free event to learn about how trauma may impact the individuals and communities you serve.

Pastoral Staff Transition at Pioneer

Please see the letter below regarding a Pastoral Staff transition at Pioneer.

Letter from Elder Jim Micheff

Hope and Fun with Jesus

The Pioneer Women Ministries invites you explore the topic of “Hope” with us on Sunday, April 28 form 3-5 PM in the Teen Loft. The program will include fellowship time with games and puzzles. Please bring snacks to share with your table: cut fruit, pretzels, cookies, munchies be creative! Drinks will be provided! Join us for this time of encouragement. To Register text “HOPE” at 269-281-2345

Free Bibles

The lost and found ministry at PMC has placed a table in the Main Lobby (Narthex) containing Bibles which have been in lost and found for more than a year and not been claimed. Some have names on them and some do not. You are welcome to take a Bible for yourself or a friend.  Please read and enjoy, For other lost and found item, there is a cupboard in the lower lobby welcome center where these items are kept. You can ask during the week for a secretary to help you check if your lost item is there.  After items have been in lost and found for more than three months they are sent to Neighbor to Neighbor so be sure and check on your items soon after you lose them.

Quiet Activity Bags for Kids in Church

Pioneer warmly welcomes young families! Quiet activity bags for children are available to borrow, enjoy, and return each Sabbath morning. Select a larger bag for 1 to 3 year-olds or a smaller one for 3 to 9 year-olds. Pick up a bag in the Narthex or the organ side front entrance lobby. Return as soon as finished so others can enjoy.

Oasis Public School Ministry

Oasis Public School Ministry provides a safe community for real talk, good food, fun activities, and building relationships between students, leaders, and God. This ministry is open to all public middle and high school students and meets Tuesdays 6:30-8:00 PM in the 5th grade Sabbath school room. Bring a friend and check it out! For more information, contact Diane at simplestirrings@yahoo.com.

Clear Reception

Join us for Bible study and reading "Mere Christianity" an adaption of BBC radio broadcasts by C.S. Lewis during WWII. We plan to build simple radio sets like the ones people listened to Mr. Lewis on. We will meet the first and third Tuesday of each month from 7:00-9:30, in the lobby of the Simulator Building at Andrews University Airpark. Register by clicking on the 'Grow Groups" link at the bottom of Pioneer Memorial Church's web page, then select the option of "Join a Community Group".

BELONG Ministries Adopt-a-Student

 Winter is coming and for many of our students these are the hardest months to get through without their families. You can help create a home away from home by joining our Belong Ministries Adopt-a-Student program. You'll build meaningful connections by hosting the student for a home cooked meal, surprising them with their favorite treats, and reminding them that they've been prayed for. The time commitment is at your discretion.

Sign up to Adopt-a-Student