Join us for an exciting, hands on, day camp for middle school students. Camp dates are June 19th-24th. Pick from one of 5 themed camps to join! Classes are taught by Andrews' professors. For more information, please visit andrews.edu/go/summercamp!
Since 1983, Dwight Nelson has served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University. He preaches on the “New Perceptions” telecast, teaches at the theological seminary and has written some books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.
More In This Series
"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"
www.newperceptions.tv
» The Story
• Luke 24:1-8
» The Stats
• At the end of last year million Americans had a credit card(s).
• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.
• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.
• According to a NerdWallet study, the average American household has more than $ in credit card debt.
• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).
• Total student debt now exceeds $ .
• Thus % of Americans live from paycheck to paycheck.
• More than have less than $1000 reserved for emergency purposes.
• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.
• www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)
» The Scripture
• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)
• Isaiah 53:6—"And the LORD has laid on Him the of us all."
• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."
• He died a Debtor, so that we might live free.
• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."
» The Steps
• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)
• #1—Perform what Dave Ramsey calls a " ."
• www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.
• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)
• #2—Always pay more than the .
• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.
• #4—Reduce the rate.
• #5—Beware of debt settlement companies.
• #6— to somebody.
• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)
• National Foundation for Credit Counseling (800-388-2227)
• #7—When you make God . . . He will make it .
• Malachi 3:10-12
Make God First
Join us for an exciting, hands on, day camp for middle school students. Camp dates are June 19th-24th. Pick from one of 5 themed camps to join! Classes are taught by Andrews' professors. For more information, please visit andrews.edu/go/summercamp!
Children ages 0-12 are invited to Village SDA Church's castle themed Vacation Bible School! There will be games, snacks, Bible stories and crafts! Children will learn all the ways that Satan tries to attack us and enter into our castle minds. The good news
is that Jesus wants to live in our hearts and protect our castles! Please note: Children 5 and over may be dropped off; however, Children ages 4 and under must be accompanied by an adult. T-shirts are available for pre-purchase by June 1. Register online anytime at https://vbspro.events/p/villagevbs2022
Michigan Advance Partners
Provider of All
Philippians 4:19 “And my God will meet all your needs according to the riches of his glory in Christ Jesus.”
We give a tithe of all because our Lord is the Provider of all. After His victory against a powerful coalition, Abram gave a tithe of everything, food, goods, and possessions to Melchizedek the priest (Gen. 14) Jacob, his grandson, promised to return a tithe of everything (Gen. 28). The book of Leviticus 27:30 does not speak about a good and acceptable for tithe: “A tithe of everything from the land, whether grain from the soil or fruit from the trees, belongs to the Lord; it is holy to the Lord.”
Jesus himself acknowledged that tithing was from “all I get” (Lk. 18:12) and from the minutest gain (Matt. 23:23a). What could be the reason for this emphasis on tithing everything? This real value of tithe is not monetary but symbolic. It reminds us to acknowledge and remember God as the Giver of all: “He asks us to acknowledge Him as the Giver of all things; and for this reason He says, of all your possessions I reserve a tenth for Myself, besides gifts and offerings, which are to be brought into My storehouse.” (Counsel to Stewardship, pp. 80-81).
A partial tithe would mean that God is the Giver of only part of what we need. In a world of uncertainty and confusion, the exercise of tithing from everything, an apex of total dependence, will contribute to our inner peace. This week, as we worship with our tithe and regular offerings we can grow in heavenly peace.
—North American Division Stewardship Ministries
Pioneer is pleased to announce that transportation will be provided for Sabbath services for attendees with physical challenges who would have trouble in negotiating stairs.
Pioneer Traffic and Deacon teams will transport attendees by golf carts from the canopy entrance to the doors at the east entrance (JN Andrews statue). At the end of the service, attendees will be invited to return to the door and alert a greeter to contact the cart that will transport them to their cars.
If you would like to be picked up from your car at the start of the service instead of at the canopy entrance, please call the church office on (269) 471-3133 by Friday at 10:00 AM and supply the following information:
We hope that this interim measure will be a helpful blessing to you.
This summer we have some great leaders who are looking forward to sharing a wide variety of groups, both online and in person. All are welcome to join--Grow Groups are for everyone! Summer groups will meet from June 5-July 30. Head to our digital catalog here, or text JOIN to 269-281-2345 to check out our available groups. Contact growgroups@pmchurch.org if you have questions or need assistance.
Congratulations, Andrews Academy seniors! May the same Lord who got you here lead you into the uncharted adventure ahead! "I am with you always," is His promise. Everyone is invited to attend graduation weekend events. Class Night May 26, 7:00 PM at Andrews Academy; Consecration May 27, 8:00 PM at Village SDA Church; Baccalaureate May 28, 11:45 AM at Pioneer, Commencement May 29, 11:00 AM, also at Pioneer.
If you enjoy praying for others, join one of our Prayer Teams which meet in person at the church during the first and second church services (your choice). Teams will rotate on a scheduled basis. A monitor in the Prayer Room allows the teams to hear the congregational prayer and the sermon. For more information, text "PRAY" to 269-281-2345.
Pioneer’s Preschool Pray & Play group provides families who are welcoming new children into their homes (by birth, adoption, foster care, etc.) with meals. You don't need to cook to help out! We're in need of people who can:
As we get more volunteers, we're hoping to expand this ministry to help families identify the many rich resources available to them at Pioneer and in our community. We want to be the hands of Jesus to new parents and their kids in as families grow.
To volunteer text "MOMMEALS" to 269-281-2345 or register at online. For more information, email prayandplay@pmchurch.org
We are in need for additional volunteers for Pioneer's Traffic Ministry. The weather outside is getting warmer and this would be a great opportunity for you to show your kindness, caring, and smiles to everyone who enters our church doors for Sabbath worship. If you are interested or would like more information, please contact Darryl at legoh@andrews.edu or text 732-379-1300. Thank you.
Ministry and Grow Group Leaders: We are here to help you create appealing materials both digital and in print in order to familiarize people with your ministry or upcoming event. Because we support many ministries, kindly provide us with at least 10 design days from the time we receive your project details to completion. Additional time may be needed for printing and shipping when applicable. Submit your project online today at pmchurch.org/design/submit. -Pioneer Media Ministry