How to Survive the Coming Economic Crisis

He Is Risen–Breaking the Chains of Financial Bondage

Speaker

Dwight K. Nelson

Since 1983, Dwight Nelson has served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University. He preaches on the “New Perceptions” telecast, teaches at the theological seminary and has written some books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.

Offering

Saturday, April 20, 2019
Program: 
Praise
Christ Is Risen • Because He Lives • Worthy Is the Lamb/Agnus Dei
Prayer
Rodlie Ortiz
Children’s Story
On an American Spiritual [WereYou There?] • David Holsinger
Worship in Music
Wondrous Love • Donald Grantham
Processional of Hope
Dwight & Karen Nelson
Hymn of Hope
Christ the Lord Is Risen Today • 166
Homily
"He Is Risen: Breaking the Chains of Financial Bondage"
Dwight K. Nelson
Commitment Card, Tithes & Offerings
He Lives • 251

More In This Series

"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"

www.newperceptions.tv

» The Story

• Luke 24:1-8

» The Stats

• At the end of last year million Americans had a credit card(s).

• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.

• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.

• According to a NerdWallet study, the average American household has more than $ in credit card debt.

• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).

• Total student debt now exceeds $ .

• Thus % of Americans live from paycheck to paycheck.

• More than have less than $1000 reserved for emergency purposes.

• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.

www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)

» The Scripture

• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)

• Isaiah 53:6—"And the LORD has laid on Him the of us all."

• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."

• He died a Debtor, so that we might live free.

• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."

» The Steps

• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)

• #1—Perform what Dave Ramsey calls a " ."

www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.

• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)

• #2—Always pay more than the .

• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.

• #4—Reduce the rate.

• #5—Beware of debt settlement companies.

• #6— to somebody.

• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)

• National Foundation for Credit Counseling (800-388-2227)

• #7—When you make God . . . He will make it .

• Malachi 3:10-12

Make God First

(Flyer, TV, Google search, name of person who invited you, etc.)
Free Bibles

The lost and found ministry at PMC has placed a table in the Main Lobby (Narthex) containing Bibles which have been in lost and found for more than a year and not been claimed. Some have names on them and some do not. You are welcome to take a Bible for yourself or a friend.  Please read and enjoy, For other lost and found item, there is a cupboard in the lower lobby welcome center where these items are kept. You can ask during the week for a secretary to help you check if your lost item is there.  After items have been in lost and found for more than three months they are sent to Neighbor to Neighbor so be sure and check on your items soon after you lose them.

Fellowship Dinner

There will not be a fellowship dinner this Sabbath.

Offering for March 30, 2024

Pioneer Operating Budget

I remember it like it was yesterday. I got a call from a close friend saying that they had gotten an incredible job in an incredible city that would be their dream come true. I celebrated with my friend, while also feeling the sting of pain from my own disappointment from recently being rejected from yet another job for which I was qualified, but not hired.

Disappointment and rejection can be hard things to deal with. One thing that God taught me and my family during that season of our lives was that though it may not be “my turn” for the blessing of my dream job, it is always “my turn” to serve God and those around me by doing my best, no matter what position I’m in.

One thing that has blessed me and many others during tough times is the support local churches offer to those who are struggling just to make it. I’ve been in small group Bible study where other members prayed for me and supported me in many ways, both with physical and spiritual needs. Today’s offering will go to support our local church budget, which supports ministries that are the heartbeat of our church all week long, not just on Sabbath. “The Lord Jesus himself said: ‘It is more blessed to give than to receive’” (Acts 20:35, NIV).

By Heather Thompson Day

North American Division Stewardship Ministries

Strength to Keep Going: A Multilingual Worship Celebration

The Andrews University Haitian Association and the Groupe Francophone D'Andrews invite all to participate in a special, multicultural worship experience on April 13 in the Seminary Chapel. Sabbath School at 10:30 AM, divine service at 11:45 AM. Join us in praising God in English, French, and Creole! Children and families welcome, as well as language learners.

BSHS Non-Perishable Food Drive

Our Pioneer students from Berrien Springs High school are holding a non-perishable food drive, the proceeds of which will go directly to the Feeding America Charity to help people with food insecurity. Please visit PM church’s welcome desk on the second floor by the front entrance to the sanctuary from March 25-30 to donate your non-perishable goods to people in need.

RMES Kindergarten Parent Night and Kindergarten Visitor Day

Parents with students who will be 5 years old by Sept. 1, 2024, are invited to come meet our Kindergarten teacher on April 2, tour the classroom and school, enjoy refreshments, meet other Kindergarten parents, etc. Kindergarten age children are invited to visit our Kindergarten classroom on April 3. They will enjoy singing and worship, physical education, Spanish and music class, along with outdoor play time. Please call us at 269-471-3225 to let us know you are coming!

The Center for Adventist Research Book Sale

The Center for Adventist Research Book Sale is back! The 2024 Spring book sale begins April 2 with hundreds of used Seventh-day Adventist books, pamphlets, periodicals, audio-visuals, and Ellen White books for sale. There are also many phonograph records for sale.

The books are competitively priced and will be less costly than at the various online sources for Adventist used books. We accept cash, checks, and credit/debit cards. The sale begins April 2 and will conclude on April 16. The sale hours will match the Center’s public hours: Monday to Thursday 9 AM to 7 PM, and Friday 9 AM to 1 PM.  For more information, you may call the Center at (269) 471-3209 or email car@andrews.edu.

Lebanon Mission

This week the PMC Youth Missions team has been conducting the week of prayer on two campuses in Beirut, Lebanon. They are sharing the theme "Faces Around the Cross" with students at Middle East University and Adventist secondary school in nearby
Bouchrieh. The team has presented 4 chapel services a day, starting at 7:30 AM. The 11-member team of Andrews students and PMC members has been learning a lot as they serve in this challenging mission field. Your prayers and support of PMC Youth Missions are indispensable.

Quiet Activity Bags for Kids in Church

Pioneer warmly welcomes young families! Quiet activity bags for children are available to borrow, enjoy, and return each Sabbath morning. Select a larger bag for 1 to 3 year-olds or a smaller one for 3 to 9 year-olds. Pick up a bag in the Narthex or the organ side front entrance lobby. Return as soon as finished so others can enjoy.

2nd Annual Community Messiah Sing

Community Messiah Sing - The Eau Claire SDA Church is celebrating the sacred glory of the Easter season by hosting a inter-faith Community Messiah Sing-Along. You are invited to this Christian sing-along in celebration of the death and resurrection of our Savior Jesus Christ. We will sing the Easter portion of Handel's Messiah to the recorded “accompaniment” of a Baroque Chamber Orchestra featuring the type of instrumentation the original performance of Handel’s Messiah oratorio had. We will of course conclude the rejoicing with the "Hallelujah" Chorus. Come join us on Saturday, March 30 from 4-6 pm at 6562 Naomi Road in Eau Claire. Bring a Messiah score if you have one or one will be provided. Light refreshments will be served afterwards in the Fellowship Hall.

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