How to Survive the Coming Economic Crisis

He Is Risen–Breaking the Chains of Financial Bondage

Speaker

Dwight K. Nelson

Dwight Nelson served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University from 1983 to 2023. During his time at Pioneer he spoke on the “New Perceptions” telecast, taught at the theological seminary and has written books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.

Offering

Saturday, April 20, 2019
Program: 
Praise
Christ Is Risen • Because He Lives • Worthy Is the Lamb/Agnus Dei
Prayer
Rodlie Ortiz
Children’s Story
On an American Spiritual [WereYou There?] • David Holsinger
Worship in Music
Wondrous Love • Donald Grantham
Processional of Hope
Dwight & Karen Nelson
Hymn of Hope
Christ the Lord Is Risen Today • 166
Homily
"He Is Risen: Breaking the Chains of Financial Bondage"
Dwight K. Nelson
Commitment Card, Tithes & Offerings
He Lives • 251

More In This Series

"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"

www.newperceptions.tv

» The Story

• Luke 24:1-8

» The Stats

• At the end of last year million Americans had a credit card(s).

• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.

• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.

• According to a NerdWallet study, the average American household has more than $ in credit card debt.

• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).

• Total student debt now exceeds $ .

• Thus % of Americans live from paycheck to paycheck.

• More than have less than $1000 reserved for emergency purposes.

• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.

www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)

» The Scripture

• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)

• Isaiah 53:6—"And the LORD has laid on Him the of us all."

• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."

• He died a Debtor, so that we might live free.

• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."

» The Steps

• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)

• #1—Perform what Dave Ramsey calls a " ."

www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.

• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)

• #2—Always pay more than the .

• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.

• #4—Reduce the rate.

• #5—Beware of debt settlement companies.

• #6— to somebody.

• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)

• National Foundation for Credit Counseling (800-388-2227)

• #7—When you make God . . . He will make it .

• Malachi 3:10-12

Make God First

WAUS Second Sunday Series: Peter Aglinskas

Award-winning guitarist and Harper Music Department faculty member Peter Aglinskas returns to the Sunday Music Series stage for a concert of his solo fingerstyle arrangements of Latin, Jazz, Soul, and Classic Rock gems. The concert will be held at the Howard Performing Arts Center on the campus of Andrews University in Berrien Springs, Michigan. FREE event - no tickets needed. This event is sponsored by WAUS 90.7 FM

Grow Groups are Ready to Join

Small groups for PMC, known as Grow Groups, are now beginning for the fall semester. Please text "JOIN" to 269-281-2345 to view the groups and choose one or more that interests you. If would would like to lead your own group, text "LEAD" to the same number, and complete and submit the form.

Offering for September 13, 2025

World Budget (Radio Ministries)

Imagine learning about God through a message in a bottle!

That’s exactly what happened to a devout Muslim in Israel, who found a bottle containing a flyer for Adventist World Radio’s video Bible study series. It made him curious, so he, his wife, and their 10 children decided to watch. His daughter Sarah gasped during one of the videos. She’d recently started having dreams where she was learning about the Bible, and she exclaimed to her family, “The woman in this video is saying exactly what the man in my dream told me!”

After watching these videos, the entire family decided to get baptized.

This wasn’t an isolated incident. AWR’s radio station in Nazareth has started broadcasting programs in Israel, the West Bank, Palestine, and beyond, and hundreds have been contacting the station and studying the Bible as a result.

But the Middle East isn’t the only supposedly “impossible” place being reached with the gospel! Last year, in Europe, 1,530 churches across 38 European countries participated in AWR and Total Member Involvement’s Christ for Europe initiative. Attendees included everyone from refugees in Ukraine to people who found out about the meetings during Coronation celebrations in London.

We encourage you to give generously to support all the radio ministries of the Seventh-day Adventist Church Stewardship Ministries. 

North American Division Stewardship Ministries

Thrive: Mental Health Symposium

This event runs September 11 to 14 and is open to the public at no cost. Please view flyer for details. AU employees and students should use the RSVP option to receive co-curricular and wellness credits, respectively. Contact 269-471-3470 or ctcenter@andrews.edu for any other information needed.

Pathfinder Registration

It's time for children in Grade 5-12 to register to be part of the Evergreen Pathfinder Club for this school year.  As we start our new year we hope you can join us as we have fun, learn about God and share the good news of salvation in a safe welcoming environment. Please text PMCEP  to 269-281-2345 to receive the registration form.  Questions please contact Errol.prentice@pmchurch.org

Sabbath School Lesson Overview on the Book of Joshua

Everyone is invited to the overview of the Fourth Quarter Sabbath school lesseon presented by Dr. Rahel Wells on the Book of Joshua. We hope you can join us on October 4 at 4:00 PM in the Pioneer Youth Chapel. For further information contact Melchizedek Ponniah, 269-876-7476, melponniah@gmail.com.

Hymnsing at The Old Rugged Cross Church

You are invited to the last a hymn-sing for 2025 at The Old Rugged Cross Church on September 20, Sabbath, 4:00 - 5:15 PM. The Old Rugged Cross Church is located at 61041 Vermont Street, Pokagon, MI 49047.  Please bring your Seventh-day Adventist Hymnal. A free will offering will help to maintain this historic church where the hymn, “The Old Rugged Cross,” was introduced to the public by the composer. For further information, please contact Melchizedek Ponniah, melponniah@gmail.com, or 269-876-7476.

Howard Center Presents: Heritage Singers

Heritage Singers October 4, 2025, 8:00 PM. $30 Reserved, $20 Students, $10 Children < 5yrs Heritage Singers is a non-profit gospel music ministry based in California with a goal to bring people closer to Jesus by praising Him through music. When founders Max and Lucy Mace began this ministry, they never thought they would still be doing this 54 years later. Heritage Singers has had the opportunity to travel to over 80 different countries, travel over two million miles, and perform over 7,500 concerts. Max Mace believed that “If there ever was a time to share the Good News about Jesus, it’s now.” 

Micro-tour of renovated pipes
Seminary Chapel

This coming Sabbath, there will be the opportunity to view some of the newly installed pipes and insulation. The micro-tours start at the double doors that lead to the central hallway under the church in the downstairs Welcome Center. The tours will last about 5-10 minutes and will begin immediately after first and second service. The tours will end 30 minutes after each service. Most of the new piping will be hidden by ceiling tiles and behind closed doors so this may be your only chance to see what all the fuss and expense is about. See you there!

Music in Worship at Pioneer

We would like to invite all members to answer two questions survey regarding music in the Worship service. If you would like to be more involved in music at Pioneer you can also note how you would like to be involved so we can contact you.

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