How to Survive the Coming Economic Crisis

He Is Risen–Breaking the Chains of Financial Bondage

Speaker

Dwight K. Nelson

Since 1983, Dwight Nelson has served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University. He preaches on the “New Perceptions” telecast, teaches at the theological seminary and has written some books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.

Offering

Saturday, April 20, 2019
Program: 
Praise
Christ Is Risen • Because He Lives • Worthy Is the Lamb/Agnus Dei
Prayer
Rodlie Ortiz
Children’s Story
On an American Spiritual [WereYou There?] • David Holsinger
Worship in Music
Wondrous Love • Donald Grantham
Processional of Hope
Dwight & Karen Nelson
Hymn of Hope
Christ the Lord Is Risen Today • 166
Homily
"He Is Risen: Breaking the Chains of Financial Bondage"
Dwight K. Nelson
Commitment Card, Tithes & Offerings
He Lives • 251

More In This Series

"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"

www.newperceptions.tv

» The Story

• Luke 24:1-8

» The Stats

• At the end of last year million Americans had a credit card(s).

• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.

• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.

• According to a NerdWallet study, the average American household has more than $ in credit card debt.

• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).

• Total student debt now exceeds $ .

• Thus % of Americans live from paycheck to paycheck.

• More than have less than $1000 reserved for emergency purposes.

• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.

www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)

» The Scripture

• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)

• Isaiah 53:6—"And the LORD has laid on Him the of us all."

• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."

• He died a Debtor, so that we might live free.

• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."

» The Steps

• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)

• #1—Perform what Dave Ramsey calls a " ."

www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.

• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)

• #2—Always pay more than the .

• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.

• #4—Reduce the rate.

• #5—Beware of debt settlement companies.

• #6— to somebody.

• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)

• National Foundation for Credit Counseling (800-388-2227)

• #7—When you make God . . . He will make it .

• Malachi 3:10-12

Make God First

(Flyer, TV, Google search, name of person who invited you, etc.)
Thanksgiving Food Drive

The Pioneer Memorial Church Evergreen Pathfinders are collecting non-perishable food for distribution those in need this holiday season. We invite you to consider how you can help, and donate as you are able. Please place your donations in this bag outside your door by 10 AM  Sunday, November 17th. If you have questions or we missed picking up your bag you may call the Pioneer Memorial Church office at 269-471-6565. Thank you for joining with us in helping those in need.

10th Annual 'We Sing' Voice Vespers: A Tribute to Hale & Wilder

Join the AU Department of Music voice students for their annual 'We Sing' Voice Vespers. This year marks the 10th year and features a tribute to the iconic singing duo 'Hale & Wilder'. Robert Hale and Dean Wilder sang over 4,000 sacred concerts. The voice
students and special guests will present selections from their repertoire. Marcelo Martins joins as a guest accompanist.

Offering for November 9, 2024

Annual Sacrifice for Global Mission

Global Mission is the frontline mission arm of the Seventh-day Adventist Church. Through the use of wholistic ministry, Global Mission pioneers are bringing light to cities of the world, with a special focus on the 10/40 Window. Since Global Mission began three decades ago, we’ve reached many new people groups and entered new countries. “I Will Go” is the strategic plan of the Adventist church for 2020-2025.

There are missionaries working right now in places like Sri Lanka, Malawi, Indonesia, Cambodia, and veiled countries where preaching the gospel is against the law. There are many mission challenges, because in some places where there is no Adventist presence, it takes about two years of sharing the love of Jesus with non-Christians who live in these areas before they open their hearts to Christ.

Please give sacrificially to support these missionaries and pray for these missionaries and their families. If you feel called to be a missionary there are many opportunities to work in unreached people groups. Visit vividfaith.com to explore missionary opportunities.

We invite you to GO! Go through prayer! Go through giving! Go through service!

North American Division Stewardship Ministries

Dinosaur Encounter

Dinosaur Encounter is coming to Berrien Springs High School on December 7, 2024. Reserve your tickets at dinoencounter.com/pmc 


Honoring Military Persons

This week we want to honor our military people-Air Force, Army, Coast Guard, Marines, Navy-presently serving and who have served in the past, Seventh-day Adventist or not. They have all taken an oath to "support and defend' the U.S. Constitution, for which many have been wounded or given their lives. November 11 is the national day of recognition of the living. We thank each of you for your service and pray that God will sustain, guide, and protect you as you live the oath you took, "so help (you) God." In our international community, we must also recognize service for other countries. Let us all remember them in our prayers.

Adventist Youth Music Association

Calling all high-school aged Seventh-day Adventists Musicians! Grow your God-given musical skills and challenge yourself to be part of an amazing ensemble opportunity. Register by November 10, 2024. Details can be found at: www.andrews.edu/music/ayma 

Zambia Mission Needs Suitcases

We’re headed to Zambia soon and need 21 large rolling suitcases to carry supplies! Got an extra suitcase? Donate it and help us deliver essentials to those in need! You can drop it off at the church office during business hours.

Seeking Pre-Kindergarten Lead Teacher

The Crayon Box is looking for a qualified Pre-Kindergarten Teacher to prepare children ages 4-5 for kindergarten. The Pre-K teacher must have a great love and patience for children. Qualifications needed to teach them effectively include knowledge of best practices and Pre-Kindergarten educational methods as well as the ability to engage them and earn their trust and attention. The goal is to contribute to the healthy mental and emotional development of the child so they can thrive in their next level of education and have a lifelong love of learning. Must meet LARA requirements for lead caregiver.

Work Hours: 8:00-11:30 / 12:30-5:00 M-Th & 8:00 - 11:30 / 12:30-3:00 F

Adventist Seniors of Michiana Meeting
Village SDA Fellowship Hall

Calling all Adventist Seniors, 55 years old and up, to the November 10 meeting of Adventist Seniors of Michiana.  Our speaker will be Kevin Burton, the director of the Center for Adventist Research at James White Library. Bring a dish for the potluck and enjoy the fellowship starting at 1 PM in the Village Church Fellowship Hall.

Notes of Encouragement
Pioneer Commons

Ladies are invited to a “come and go” style gathering hosted by Pioneer Women’s Ministry to create notebooks full of encouragement to be sent to the current Andrews University student missionaries. Drop by the Pioneer Commons anytime between 3:30 and 6:30 PM on November 10 to enjoy a hot drink and add your personal touch. Crafting expertise is not necessary. Text “NOTES“ to 269.281.2345 to register. Questions? Email women@pmchurch.org.

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