How to Survive the Coming Economic Crisis

He Is Risen–Breaking the Chains of Financial Bondage

Speaker

Dwight K. Nelson

Since 1983, Dwight Nelson has served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University. He preaches on the “New Perceptions” telecast, teaches at the theological seminary and has written some books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.

Offering

Saturday, April 20, 2019
Program: 
Praise
Christ Is Risen • Because He Lives • Worthy Is the Lamb/Agnus Dei
Prayer
Rodlie Ortiz
Children’s Story
On an American Spiritual [WereYou There?] • David Holsinger
Worship in Music
Wondrous Love • Donald Grantham
Processional of Hope
Dwight & Karen Nelson
Hymn of Hope
Christ the Lord Is Risen Today • 166
Homily
"He Is Risen: Breaking the Chains of Financial Bondage"
Dwight K. Nelson
Commitment Card, Tithes & Offerings
He Lives • 251

More In This Series

"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"

www.newperceptions.tv

» The Story

• Luke 24:1-8

» The Stats

• At the end of last year million Americans had a credit card(s).

• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.

• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.

• According to a NerdWallet study, the average American household has more than $ in credit card debt.

• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).

• Total student debt now exceeds $ .

• Thus % of Americans live from paycheck to paycheck.

• More than have less than $1000 reserved for emergency purposes.

• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.

www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)

» The Scripture

• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)

• Isaiah 53:6—"And the LORD has laid on Him the of us all."

• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."

• He died a Debtor, so that we might live free.

• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."

» The Steps

• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)

• #1—Perform what Dave Ramsey calls a " ."

www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.

• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)

• #2—Always pay more than the .

• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.

• #4—Reduce the rate.

• #5—Beware of debt settlement companies.

• #6— to somebody.

• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)

• National Foundation for Credit Counseling (800-388-2227)

• #7—When you make God . . . He will make it .

• Malachi 3:10-12

Make God First

(Flyer, TV, Google search, name of person who invited you, etc.)
Andrews Academy Music Department Vespers Concert
Howard Performing Arts Center

Join the Andrews Academy Music Department for an evening of inspiring music and poetry featuring the Silhouettes, Chorale, Symphonic Band, AA Strings, and Resound (handbells) under the direction of Daniel Cerna and Elsy M. Gallardo-Díaz.

We will explore the various facets of the Christian walk in Jesus, such as joy, celebration, peace and rest, as well as the hope for His Second Coming. FREE admission

Good will offerings to benefit the Andrews Academy music department will be gladly and gratefully accepted.

Andrews Symphony Orchestra THURSDAY Nov. 7
Howard Performing Arts Center

Join the Andrews University Symphony Orchestra for an unforgettable evening of music on THURSDAY, November 7, 2024, at 7:30 PM in the Howard Performing Arts Center. Under the direction of Marc Élysée, the first half will feature Brahms' lively Hungarian Dance No. 1 and the dazzling Piano Concerto No. 2 by Moszkowski, with Aiko Ayala as the featured piano soloist. The second half, led by graduate conducting student Earlon Cornwall, includes the majestic Jupiter from Holst's "The Planets" and Scenes of Jamaica, a work full of colors and delightful tunes by Andrew Marshall. Tickets and information available at howard.andrews.edu

Something in Common Sabbath School
Pioneer Room 141

Starting Over with Andy Stanley video series. What do you do when it all falls apart? Your career, your marriage, your dream... How do you pick up the pieces and begin again?

We will be meeting in PMC Room 141 From 10:30-11:30 AM, from November 2-16.

All are Welcome!

Junior/Senior Banquet

All high school juniors and seniors are invited to the Junior/Senior Banquet on November 10 from 5:00 PM to 8:00 PM at St. Joe Kickers Sports Club (2601 Hetler Dr., Berrien Springs). This will be a memorable evening with great food, entertainment, and celebration. Don’t miss out—save the date!

Taste of the Nations
Ruth Murdoch Elementary School

Ruth Murdoch Elementary School is hosting its annual Food Fair and Cultural Showcase benefiting the RMES Worthy Student Fund on Sunday, November 10, from noon to 3:00 PM! Explore a vibrant array of delicious dishes from around the world, enjoy live performances, and immerse yourself in diverse cultures—all while supporting a great cause! All items will be sold using tickets, which can be purchased at the door with cash or check, for $1/ticket. Bring your family and friends for an afternoon of food, fun, and cultural celebration! Don’t miss out—mark your calendars!

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